You're great at your trade.
Getting paid shouldn't be the hard part.
PhaseContract structures your jobs, secures payments through Stripe, and handles the business stuff — so you can focus on the work.
72hr
Auto-Approval
SMS
Verified Payments
3
Currencies Supported
2.5%
Platform Fee
Built for contractors in
You didn't get into this to chase payments.
You're on your third text to a client who owes you $4,000.
They're "working on it." They've been "working on it" for two weeks.
Meanwhile, you've got material costs due Friday.
You got into this because you're good at what you do.
Framing. Tile. Electrical. Whatever your craft is.
But then there's the other side:
- • Structuring deals that don't leave you exposed
- • Clients who "forget" to pay — or worse, dispute after the fact
- • The $8,000 kitchen reno where you put in $3,000 of materials upfront
- • Chasing money instead of doing the work
You're a contractor, not a collections agency.
You're a craftsman, not a business consultant.
That's where we come in.
Like having a business partner who's seen it all.
Tell us about the job. Just talk.
"Bathroom reno, eight grand, new client, I'm supplying tile, need a plumbing permit..."
Our AI asks the right questions:
New client? Let's keep the first phase small.
You're buying materials? Get funded before you order.
Permits involved? We'll flag the documentation.
Then it builds a payment structure that protects you.
Not some generic 50/50 split.
A structure based on YOUR job, YOUR risk, YOUR cash flow and YOUR Clients.
You approve it. Adjust it. Send it.
The business thinking is done for you.
How it works
1. Describe the job
Voice or text. Talk like you'd talk to a buddy. AI handles the structure — phases, amounts, timeline.
2. Payment secured by Stripe
Client authorizes the job. When each phase starts, Stripe charges and holds that phase's payment. One phase at a time.
3. Work. Approve. Paid.
Finish a phase. Upload photos. Client approves (or it auto-approves in 72 hours). Money hits your account. Next phase.
No invoices. No reminders. No awkward calls.
Your client receives a PhaseContract, reviews the terms, and verifies with SMS. They see photos before each payment. Everyone stays on the same page.
Built to protect you.
Designed so clients trust it.
FOR YOU
- Each phase's payment secured by Stripe before you start it
- Collect deposits for materials upfront
- Change orders for mid-job adjustments
- 72-hour auto-approve if clients go quiet
- Full documentation if anyone disputes
FOR YOUR CLIENTS
- Pay one phase at a time, held by Stripe until approved
- See photos before funds release
- 72 hours to review each phase
- Clear terms, no surprises
When clients feel safe, they say yes faster.
When they say yes, you start working sooner.
Built by people who understand the problem
We've seen too many contractors get burned. The $8,000 bathroom job where the client "forgets" to pay the final phase. The kitchen remodel where you're out $3,000 in materials before they ghost.
PhaseContract exists because getting paid shouldn't require becoming a collections expert.
We're in beta, building with our first users. Join us and help shape what contractor payments should look like.
Every payment verified. Every time.
You get proof of approval. They get peace of mind.
SMS Verification
Every authorization and approval requires a code sent to the client's phone.
Automatic Security Tiers
Bigger projects get more protection. Account required for jobs over $5,000.
Complete Audit Trail
Photos, approvals, timestamps. Everything documented if questions arise.
Stripe-Secured Payments
Card details stored by Stripe — the same system used by Amazon and Shopify.
Clients feel safe. You have proof. Everyone wins.
Keep clients in the loop. Without the phone calls.
Set a rough timeline. We handle the updates.
Running on schedule? Client gets a quick "all good."
Hit a delay? Tell us why, we let them know.
Phase 2 of 3 — On track for March 4
No more "when are you coming?" texts.
No more clients wondering what's happening.
They're informed. You're focused.
Clear rules. Before anyone starts.
What if they cancel? What if you can't finish?
What if someone just disappears?
Set the terms upfront. AI helps you decide what's fair.
Client agrees before work begins.
No figuring it out mid-job.
No awkward negotiations when things go sideways.
The rules exist. Everyone knows them.
Built for people who work with their hands.
You're great at your trade.
Let us handle the business side.
Simple pricing. No games.
Free during beta. 2.5% per transaction after.
No monthly fees. No setup costs. You only pay when you get paid.
+ Standard Stripe processing fees (2.9% + $0.30)
See Full Pricing DetailsWhat's working today
Core features live and ready to protect your payments.
Deposits
Collect material deposits before ordering. No more fronting costs.
Change Orders
Scope changed? Add approved adjustments mid-job with documentation.
Multi-Currency
Accept payments in EUR, USD, or GBP. Your currency, your terms.
Are you a client?
Your contractor uses PhaseContract to protect both of you.
You'll see every phase before you pay. You'll verify every payment with your phone. You'll have documentation if questions arise.
Want your next contractor to use PhaseContract too?
Send them here.
Focus on the craft. We'll handle the rest.
PhaseContract structures your jobs, protects your payments, and keeps clients informed.
You do the work. You get paid. That's it.
Start Getting Paid