Founder pricing: first 100 signups
Payment uncertainty gets paid either way.
It gets paid in padded bids, in the hours you spend chasing it, and in how the client sizes you up. PhaseContract structures the payment path before work starts, so the cost is small, visible, and yours to control.
Card estimate includes PhaseContract founder pricing plus U.S. domestic card processing. Bank transfer pricing includes standard bank-payment processing. No setup fee. No monthly bill. Draft jobs are free.
Choose what matters first
Pricing guidePick the business question.
Choose the pricing pressure point.
Payment uncertainty gets paid either way. Use these chapters to see founder pricing, keep the client price clean, choose card or bank transfer, and compare the visible fee against bid padding, margin loss, float, follow-up, and waiting.
Section 01
Founder pricing
What is deducted from payout?
Founder pricing
Founder pricing for the first 100 signups.
PhaseContract is not priced against a payment link. It is priced against the cost of letting payment timing stay loose: bid padding, margin loss, material float, payroll pressure, follow-up, and client memory drift.
For U.S. domestic cards, estimate 4.8% + 80¢ total deducted from payout. Bank transfer payments cost 2.7% + 50¢, with standard bank-payment processing included. The client still pays the approved job amount.
Founder pricing for the first 100 signups
Founder pricing for the first 100 signups while PhaseContract builds with early trade businesses. There is no monthly subscription, no setup fee, and no PhaseContract fee until a payment succeeds.
Credit card payments
For U.S. domestic card payments, plan around 4.8% + $0.80 total deducted from payout: 1.9% + $0.50 to PhaseContract plus current 2.9% + 30¢ card processing. Actual card processing can vary by card, country, and currency.
Bank transfer payments
Bank transfers are 2.7% + 50¢ per successful payment, with standard bank-payment processing included.
No successful payment, no platform fee
Drafts, proposals, unpaid requests, failed payments, and jobs that never collect do not create a PhaseContract platform fee.
Cost structure
Founders see the exact deduction model before sending a job. Card estimates include current U.S. domestic card processing; bank transfer pricing includes standard bank-payment processing.
Credit card
4.8% + 80¢
Estimated U.S. card total
Bank transfer
2.7% + 50¢
Per successful payment through PhaseContract. Standard bank-payment processing is included in the bank transfer price.
Stripe pricing reference for card and ACH processingPayment calculator
Try the math on a real payment amount.
The client price stays the approved amount. Your payout shows the credit card path or the bank transfer path, so the cost is clear before you decide how the job should collect and how the job should be priced.
Card processing reference
Per-payment breakdown
Effective fee rate: 4.84%
Real payment record
The fee math stays attached to the payment.
A contractor should not need to reconcile a separate processor statement just to understand what they kept. The payment record shows the collected date, processing treatment, platform fee, total fees, and expected payout date.
That is the pricing model in plain view: the client pays the approved amount, and the contractor sees the cost before payout.
Payment record - collected date, payout timing, included processing, and fee math.
What this is not
Strong structure, honest boundaries.
Not escrow
PhaseContract structures approval, collection, review, and payout timing; it does not market itself as escrow.
Not a payment guarantee
The product reduces loose timing and creates a cleaner record. It does not promise every client will pay.
Not a permanent rate lock
Founder pricing is the current offer for the first 100 signups; it is not a grandfathered rate promise.