Building the future of
project payments
Our public roadmap. Real features, real timelines. We build in the open because contractors and clients both deserve to know what's coming.
14
Features live
33
Coming soon
2027
Full vision
Now
BetaAvailable to our first 100 contractors. Battle-tested and ready.
AI-powered job structuring
Describe your job in plain English. Our AI builds the perfect phase breakdown, suggests pricing, and handles the paperwork.
Phase-based payments
Get paid as you complete work. Each phase is a separate payment — no more waiting until the end.
Client authorization flow
Clients authorize payment before work begins. Card on file, terms agreed, commitment secured.
SMS verification
Two-factor protection on all payments. Clients verify via text before any money moves.
Photo documentation
Document completed work with photos. Creates an evidence trail for disputes and builds client trust.
72-hour auto-approve
No response from client? Work gets auto-approved after 72 hours. No more ghosting.
Direct Stripe payouts
Payments go straight to your bank via Stripe. Standard 2-day payout schedule.
Magic link access
Clients access their jobs via secure links. No passwords, no friction, no barriers.
Mobile first design
Built for contractors on the go. Create jobs, approve payments, and manage everything from your phone.
Change orders
Scope changed mid-job? Create change orders with photos and get client approval. Everything documented.
Multi-currency support
Accept payments in EUR, USD, or GBP. Currency is set at job creation based on your Stripe account.
Trust-based payments
Clients build trust over time. New clients pay per phase when work starts, verified clients pay on approval. One phase at a time — never the whole job upfront.
Edit jobs after creation
Made a mistake? Edit job details, client info, and phases even after sending. Active jobs have limited editing to protect financial terms.
Deposit handling
Collect material deposits before ordering. Protected with the same SMS verification and documentation as regular phases.
Coming Soon
Q2 2026Actively building. These features are in development or final testing.
Phase to-do lists
Break phases into checklist items. Track progress, share updates, and know exactly what's left.
Pause & resume jobs
Life happens. Pause jobs when needed, resume when ready. Timeline adjusts automatically.
Job templates
Save your common job structures. One-click setup for repeat work. Your playbook, digitized.
Face ID & Touch ID
Approve payments with your face or fingerprint. Faster than typing codes, more secure than passwords.
Google & Apple login
Sign in with accounts you already have. One tap, no new passwords to remember.
Install as app (PWA)
Add PhaseContract to your home screen. Works offline, sends push notifications, feels native.
Push notifications
Real-time alerts on your phone. Know instantly when phases are approved or payments arrive.
Payment schedule preview
See exactly when you'll be charged. No surprises — full visibility into upcoming payments.
PhaseContract Chat
Built-in messaging for job discussions. Every message is timestamped and saved — proof of what was said if questions arise.
Fraud pattern detection
Smart protection for both sides. Detects patterns like excessive rework requests, timeline manipulation, or disputed claims — keeping projects fair and honest.
Advanced user profiles
Set your preferences and boundaries. Preferred contact hours, notification quiet times, communication style — work on your terms.
On the Horizon
Q3-Q4 2026Designed and scheduled. Your feedback helps us prioritize.
Contractor ratings & reviews
Build your reputation with verified reviews. Only clients who paid can leave feedback.
Verified completion badges
Show off your track record. Badges for on-time delivery, high approval rates, and client satisfaction.
Client reliability score
See which clients pay on time. Make informed decisions about who you work with.
Permit tracking
Track permit applications and expirations. Automatic reminders so nothing falls through the cracks.
Inspection scheduling
Coordinate inspections within your job timeline. Clients see the schedule, everyone stays aligned.
Auto-generated summaries
Professional project documentation. Perfect for home sales, insurance claims, or just keeping records.
Bank transfer payments
Pay via ACH for lower fees. Better for large payments where card fees add up.
Apple Pay & Google Pay
Tap to pay with your phone. The fastest checkout experience possible.
Split payments
Multiple clients on one job? Split the bill however you need. Each client authorizes their share.
Client financing
Let clients pay over time via Affirm or Klarna. You get paid upfront, they pay monthly.
Subcontractor management
Assign phases to subs. Track their progress, manage their payments, keep everything organized.
Crew assignments
Assign team members to specific phases. Everyone knows their role, clients know who's coming.
Multi-user accounts
Add your office manager, foreman, or partner. Control who can see what and do what.
Future Vision
2027+Where we're headed. The platform that changes how contractors get paid.
Payment guarantee insurance
Insure your payments against defaults. If a client vanishes, you're still covered.
Workmanship warranty
Offer clients warranty coverage backed by insurance. Builds trust, wins more jobs.
Project completion coverage
Insurance that guarantees project completion. Client peace of mind, contractor confidence.
AI pricing recommendations
Know the market rate before you quote. AI-powered estimates based on your area and job type.
Job risk scoring
Identify red flags before you commit. AI analyzes job details for potential issues.
Cash flow forecasting
See your money coming and going. Plan ahead with AI-powered predictions.
Contractor directory
Let clients find you. Verified profiles, proven track records, direct job requests.
Material supplier partnerships
Order materials through PhaseContract. Track deliveries, integrate costs, simplify procurement.
Equipment rental integration
Rent equipment directly from your job dashboard. Schedule deliveries to match your timeline.
Your voice shapes what we build
Missing something? Have ideas? We read every piece of feedback and use it to prioritize our roadmap.
Ready to simplify project payments?
Whether you're a contractor who wants guaranteed payment or a client who values transparency — join our beta and help shape what we build next.
Free to start. No credit card required.